Regardless of whether you're the one driving the decision or are on the receiving end of such shocking news, for stay at home moms divorce and the end of a marriage can be utterly terrifying.

The worries pour in and flood your mind filling you with anxiety. You lose sleep thinking about:

• Will I be able to afford to stay in the house?
• How will I pay off those credit cards?
• How will I be able to put my kids through college?
• How will I save for my retirement?
• Will I receive enough child support and alimony (spousal support / maintenance)?
• Will I have to get a job and join the work force? If so, how will I do it?
• How will I support myself and my children after the divorce is finalized?

And that's just the tip of the iceberg.

In a stay at home mom divorce, all of this boils down to fear. And money.

And it makes perfect sense given you don't currently have full-time employment and don't earn an income and you haven't had a career or been in the workforce since the kids were born.

And you may not even have visibility into the household finances.